March, 2013

Tax Toolkit

Did you know …? There is a reason credit unions are exempt from federal income taxes. It’s because all credit unions are not-for-profit cooperatives that are owned by their members. And while the members come from all walks of life, by and large those who belong to credit unions are…

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Credit Unions 101: Better Rates, Lower Fees

We invest what we earn in our members Credit unions are non-profit cooperatives. What we earn from the interest we charge on loans, and the few fees we impose, helps keep the credit union open for business and maintain reserves to help deal with the ups and downs of the…

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Credit Unions 101: Member-Owned and Community-Centric

Our unique corporate structure makes every member a priority What makes not-for-profit credit unions so different from banks?  Our owners! Credit unions are owned by members – the consumers who use them –who come from all walks of life. When you open an account with a credit union, you aren’t…

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Credit Unions 101: Our Unique Non-Profit Structure

We’re set up to serve our communities — not shareholders. From the outside, credits unions may look like traditional banks. We offer many of the same financial services and products. Our deposits are federally insured. And employees have extensive experience helping people chart a smart financial future. But make no…

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Cymphonique Profile

Biz Kid$ Episode 506 – Cymphonique Profile  

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Manage Student Loans to Avoid Trouble

Courtesy:  United Credit Union (Mexico, MO) Consumer borrowing hit a record $2.74 trillion in the fall of 2012, growing $11.4 billion in a single month. While student loans and auto loans boosted borrowing, consumers cut back on credit card debt, according to The Columbus Dispatch. One of five U.S. households…

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Plugging Budget Leaks

Courtesy: CommunityAmerica Credit Union (Kansas City) We’ve all seen the image of a bucket filled with water…and with holes. It’s a constant challenge to plug all of the holes to ultimately keep the water in the bucket. A lot of people feel the same way when it comes to their…

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Credit union members in Missouri received more than $80.2 MILLION in direct financial benefits  – The more you use a not-for-profit credit union, the more you benefit. Last year, on average, a credit union member received direct financial benefits of $62 through lower rates on loans, higher returns on savings…

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Credit union members across Missouri save $66 per member each year – just by being a member   – A not-for-profit credit union is all about providing great financial services to its members. That’s its sole purpose, distinguishing a credit union from other financial institutions, particularly a bank. A bank’s first…

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Households that belong to a credit union save $126 each year – just by being a member     - The more you use a not-for-profit credit union, the more you benefit. Last year, on average, a credit union member received direct financial benefits of $62 through lower rates on loans, higher returns…

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