Credit union members across Missouri save $66 per member each year – just by being a member   –

A not-for-profit credit union is all about providing great financial services to its members.

That’s its sole purpose, distinguishing a credit union from other financial institutions, particularly a bank. A bank’s first priority is to maximize shareholders’ profits – from the rates and fees charged to its customers for loans and services.

But a credit union – not-for-profit and owned by its members– typically offers lower rates on loans, higher returns on savings and lower or fewer fees for services. A credit union can do that because its emphasis is on providing financial services to members at reasonable costs and returns – not by amassing profits from them.

By making financial services more affordable, a credit union helps you reach your goals and improve your financial well-being.

You might say a bank uses people to make money – but a credit union uses money to help people.

To learn more about credit unions, visit


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